"I don't tend to spend a lot of money on the big things, like cars, but I'll rent a house on the beach or something, bring my girlfriends," contactmusic.com quoted Swift as saying.
"We never talk about fashion, about career, about our ambitions or our projects. We just talk about relationships, feelings, love, and boys," she added.
Swift, 22, who has dated Jake Gyllenhaal and Conor Kennedy, hates to be in control in a relationship.
"It needs to be equal. If I feel too much like I'm wearing the pants, I start to feel uncomfortable and then we break up.
"Relationships are the ultimate collaboration but sometimes it's wonderful to hand over the reins to your boyfriend when you control so much of these big, high-pressure decisions...," she said.