Patna: Locals gather in queues outside the India Post Payments Bank (IPPB) to get their bank accounts opened, in Patna on May 21, 2020. IPPB has cut the interest rate on savings bank deposit thrice since February 2020 from 4 per cent to 2.75 per cent even as it parent, India Post, continues to hold the interest rate on the Post Office Savings Account (POSA) rock steady at 4 per cent. (Photo: IANS)

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